The Covid-19 pandemic has left severe economic consequences. In 2020, global GDP was estimated at 84.54 trillion USD, down 4.5% compared to the same period in 2019. By 2021, the economy showed signs of recovery. However, this recovery was insignificant. The global economy continued to stagnate.
In Vietnam, social distancing has caused great damage to key economic sectors, disrupting supply chains and disrupting production. 785,000 SMEs in Vietnam have fallen into economic crisis.
Businesses are starting to recover and show signs of growth
again. However, most SMEs are still struggling due to a lack of capital due to the impact of the Covid 19 pandemic.
97% of SMEs find it difficult to access bank loans germany telegram data due to lack of collateral, long loan approval process, and slow disbursement progress. Therefore, recovering growth after the Covid pandemic has also become more difficult.
MISA lending 2
Understanding the problems that more than 700,000 SMEs in Vietnam are facing, MISA and Techcombank have cooperated and implemented
online loans for businesses through the MISA Lending platform.
MISA lending 3
MISA Lending is the leading online lending embracing personal care innovation platform in Vietnam for SMEs. Integrated on MISA Meinvoice electronic invoice software, any business using the software has the opportunity to borrow capital through this platform.
Quick and simple loan process with only 5 minutes consumer data of application submission on MISA meInvoice software
No collateral required, quick loan application and approval process, instant disbursement – MISA Lending helps businesses access capital easily, seize business opportunities, and increase sales.
Cooperating with many major banks, MISA Lending offers a variety of loan packages with many
incentives for businesses to choose from.
Techcombank’s loan package is one of the loan packages that receives the most attention from businesses. Loan limit up to 3 billion, interest rate from only 1.05%/month, no collateral required, application review and disbursement after only 7 days.
Ms. Tran Thi Thoa – Representative of SOLIC Model Manufacturing Company Limited – One of the businesses that has accessed timely capital through the MISA Lending lending platform said:
“ Not all businesses have assets available to secure a mortgage loan or have assets but have used them to secure another loan. Therefore, MISA Lending has helped us solve the problem of short-term finance to have additional capital for urgent business activities. With SOLIC, when borrowing on credit and receiving quick disbursement, businesses have capital to promptly import raw materials and pay salaries to employees when the money from customers has not been collected in time.”
